<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>5</ref-type><contributors></contributors><titles><title><style face="normal" font="default" size="100%">Fotova Cikovikj, KaterinaandMitreva, MilaandKeček, Damira(2024)&lt;em&gt;The Impact of Mergers and Acquisitions on Efficiency and Performance in Banking: Empirical Evidence from Croatia.&lt;/em&gt;Navigating Economic Uncertainty, ISCBE 2024. Springer Proceedings in </style></title></titles><dates><year><style  face="normal" font="default" size="100%">2024</style></year></dates><language><style face="normal" font="default" size="100%">eng</style></language></record></records></xml>